Step #1

Download the guide on all companies offering free Credit Scores + exact steps to get Scores higher.

Step #2

ADD Credit Accounts ! Did you know that you can affect up to 40% of your credit scores by paying down credit card debt with a personal loan?

This is because personal loans are installment loans w/ no utilization! 

If you don’t already have 11 or more Credit Accounts you need to build this up as total accounts on your credit report counts 10% toward your Credit Scores !

Step #3

Sign up for the free accounts at all 3 credit bureaus!  You can access all 3 scores from Experian.

*there is no charge to dispute any items