Step #1
Download the guide on all companies offering free Credit Scores + exact steps to get Scores higher.
Step #2
ADD Credit Accounts ! Did you know that you can affect up to 40% of your credit scores by paying down credit card debt with a personal loan?
This is because personal loans are installment loans w/ no utilization!
If you don’t already have 11 or more Credit Accounts you need to build this up as “total accounts” on your credit report counts 10% toward your Credit Scores !
Step #3
Sign up for the free accounts at all 3 credit bureaus! You can access all 3 scores from Experian.
*there is no charge to dispute any items
